Get paid.
No KYC. No company.
A real payment gateway without the paperwork. Accept Apple Pay, Google Pay, cards and crypto — and get paid out in USDT every 7–10 days, with chargebacks handled for you.
- No KYC
- No KYB
- No company required
- USDT payouts
Amount due · website.com
€129.00
Pay in one tap with Apple Pay
Double-click side button · biometric verified
Secured by Toffi · funds settle on-chain
The difference
Onboarding without the gatekeeping
Most gateways make you prove you're a company before you can take a euro. Toffi doesn't.
No KYC
No identity verification. No passports, no selfies, no waiting on a reviewer to approve you.
No KYB
No business verification. No incorporation docs, no UBO forms, no registry lookups.
No company required
You don't need a registered entity. Individuals welcome — start selling as you.
Live in minutes
Create an account, drop in the checkout, and take your first payment the same day.
High-risk merchants
Built for the businesses banks turn away
Stripe freezes you. PayPal offboards you. Acquiring banks ghost your application for weeks, then decline it. If you run a high-risk business, you already know the drill — getting a working payment stack is the hardest part of the job.
Toffi was built for exactly those merchants. No KYC, no KYB, no company— just a reliable way to charge your customers across cards, wallets and crypto, and get paid out in USDT on a predictable schedule. Spin it up today and keep selling, without an underwriting committee deciding whether you're allowed to exist.
Verticals we work with
High-risk isn't a free pass. We hard-block genuinely criminal activity — exploitation, drugs, weapons, fraud and the like. See our acceptable use policy.
Payments
Accept everything your customers reach for
One integration covers wallets, cards and on-chain crypto — so you never lose a sale at the last step.
Apple Pay
One-tap, biometric, no card entry.
Google Pay
Frictionless on every Android device.
Credit & debit cards
Visa, Mastercard, Amex, Maestro.
Crypto
BTC, ETH, USDT and TRX, settled on-chain.
Amount due · website.com
€129.00
Pay in one tap with Apple Pay
Double-click side button · biometric verified
Secured by Toffi · funds settle on-chain
Payouts
Your revenue, in USDT, like clockwork
Predictable 7–10 day payouts straight to your wallet. No frozen balances, no surprise 90-day holds.
Instant
Customer pays
Same day
Funds captured & secured
7–10 days
Payout window
On-chain
USDT lands in your wallet
Chargeback or refund raised
Customer or bank initiates
Refunded automatically
Customer made whole instantly
Network kept clean
Fraudulent transactions screened out
Netted from next payout
Deducted from your USDT payout
Chargebacks & refunds
Disputes, handled for you
When a customer raises a chargeback or refund, Toffi settles it automatically — the payment is refunded to them and netted from your next USDT payout. It keeps our processing network clean of fraudulent transactions, so you keep selling instead of fighting banks.
Automatic refunds
Disputes are refunded to the customer instantly — no back-and-forth.
Netted from your payout
The refunded amount is simply deducted from your next USDT payout.
Fraud kept out
Keeps our processing network clean of fraudulent transactions.
How it works
Three steps to your first payout
No sales calls, no underwriting committee, no waiting weeks for approval.
Create your account
Sign up in minutes — no KYC, no company docs, no review queue.
Add Toffi to checkout
Drop in the WooCommerce or Shopify plugin, or call the API directly.
Get paid in USDT
Take payments instantly, receive payouts to your wallet every 7–10 days.
Start getting paid today
No KYC. No company. No friction. Create your merchant account and take your first payment the same day.